$1000 Loans | Borrow Money Now

Find a $1000 loan online with bad credit. Borrow money quickly with a hassle free loan with monthly payments. Receive money direct deposit to your bank. People with past financial trouble can still get $1000 loans approved. WireLend works with lenders all over the country to assist you in getting the funding you need from the comfort of your own home. Borrow the money you need before you account gets hits with overdraft fees. These loans are preferred over payday loans because you can make payments each month. Pay the note off with equal monthly installments, not all on your next payday.

How a $1000 Installment Loan Works

Complete our easy application and within minutes you could receive a $1,000 cash offer from one of our lenders. If you like the terms you can agree to the 1000 dollar funding and the money may be sent directly to your bank account by the next business day in one lump sum. Our installment loans are from 2-12 months.

Is the Process Easy?

A $1000 installment loan with monthly payments is designed to help people with short term money needs. The money may be deposited directly to your bank account. The payment may also be debited from the same account when it is due. Must be 18 or older. Apply with us today and we will try to get your approved.

In most cases you are not required to fax documents to get approved. You can use an e-signature or esign to complete the loan documents. Saving you time and money so you don't have to run around town faxing. Occasionally faxing may be required but this is the exception and not the norm. Get cash sent via Automated Clearing House (ACH) directly to your bank account today.

Borrow money fast with a $1000 loan no hard credit check. Just because you have bad credit or no credit does not stop you from getting short term credit online. Complete the easy application now almost immediately if you have been approved and will getting financed.

Example: $1000 Installment Loan with 5 Monthly Payments

Amount Borrowed: 1000 Dollars
Duration: 5 Months
Interest Rate: 39%
Monthly Payments: $220
Total Interest Paid: $100
Total of All Monthly Payments: $1100

*This is an example only. No guarantee you will receive a similar installment loan offer.

Get financed for an amount that fits your budget. You could be approved for up to $2500 with up to 12 months to pay off the principal and the interest. Be sure the loan is right for you. You will have the opportunity to review any debt offers before committing to the terms. The application process will not affect your FICO credit report.

If you need a 1000 dollar loan and want to complete the entire application online, then check out our secure application. If you have internet access and a open checking account, you could be approved. The money is sent direct deposit to your account.

1000 Loan Online

Direct Lenders Ready to Review Your Application

We attempt to match you with an installment loan direct lender. We have a vast network of lenders ready to review your online application and hopefully make you an offer. Our number one goal is to help get you approved. All financing terms are between you and the direct lender. You can review all legal documents and ask questions prior to accepting any offers. Make sure the offer is right for you.

Personal Loans | Weekend Approvals

Here are a few things to keep in mind when applying for short term financing.

  • There is no such thing a "guaranteed approval" - The applications ask for certain information for a reason. All the information on the application is required to help the lenders make an accurate assessment.
  • Work with legit lenders - Only work with lenders that have a legit track record for many years.
  • Secured websites - Look for the small padlock in the URL address bar. This means the website is secure and your information is safe.
  • Small loans can have large consequences - Be sure you budget accordingly for your new debt payments. If you fail to pay off personal loans per the terms and conditions of the loan, you could find yourself being reported to debt recovery companies, which is never good.
  • Personal loans are not cheap - be sure you look at all the options available to your before making a financial decision. There are other forms of financing that are much cheaper than personal loans.

How Does the Direct Deposit Process Work?

Here is a brief outline of how the direct deposit works. All repayment schedules for consumer credit will be clearly displayed on all credit documentation.

  1. Complete the loan application and get approved or declined.
  2. If approved your will receive a loan offer.
  3. Choose to accept or decline the loan offer.
  4. If you accept the loan offer the funds are usually ACH'd to your bank account on the next business day.
  5. Payments are usually setup to auto debit on your due dates from your financial institution.

I Have Bad Credit, Can I Still Get Approved?

You can still borrow $1000 even if you have poor credit. There are millions of Americans that have had financial struggles for one reason or another. Some people just don't care and other people have been hit by large medical bills or untimely employment layoffs. Whatever your reason for having bad credit, we still may be able to get you approved. Here are some necessities that will help you get a $1000 personal loan offer.

  • Have a job - The longer you have been employed the better your chances are of getting approved.
  • Have an open checking account - Lenders like to see that you can keep a bank account open and functioning.
  • Minimum age requirement - You must be 18 anywhere in the US to apply for financing.
  • Pay your other debts - make your payments on their due dates. This helps build your credit and shows lenders you are creditworthy. 

You can use the money to payoff your credit card or to avoid overdraft fees from your financial institution. Once the money is ACH'd to your checking account, it is up to you to use it as you see fit. Personal loans usually have higher interest rates than long term secured loans.

Why People Need $1,000 Installment Loan No Hard Credit Check

There are tons of reasons to need a $1000 installment loan with no hard credit check. Imagine it is freezing outside, you go out and start your car to let it warm up for a minute while you pour one more cup of coffee. It fires right up and you turn the heater to max. You look outside a few minutes later and your windshield is not defrosting. Hmm, so you walk outside to see what's going on and find out that your heater isn't working. It's blowing cold air. After a freezing ride to work, you put in a full day and then swing by the mechanic shop on your way home. They say you need a new heating element and with parts and labor it will cost about a thousand dollars. Ugh, time to figure out where you can get $1000 in a hurry. You land on the WireLend website and complete the application. One the next business day the funds are in your account and your heater is pumping warm again.

How to Get a $1000 Payday Loan Online

What you should know about $1000 payday loans. There's nothing quite as dreadful as an unexpected expense. Be it a surprise bill, a car repair, or a trip to the emergency room, sometimes life likes to throw a wrench at us when we least expect it. A personal loan could make life easier until you get your finances back in order.

And even those who save their money may find themselves strapped for cash when push comes to shove. One report states that eight out of every 10 Americans lives paycheck to paycheck, making these expenses almost impossible to pay off.

$1000 Payday Loan With Direct Deposit

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But when life hands you lemons, you have to make lemonade. Payday loans are a quick way to get the cash you need.

Ready to learn more about how you can get your money today? Then keep reading, we're outlining seven important factors borrowers need to know about $1000 personal loans.

Example of a $1000 Payday Loan With Installment Payments

Loan Amount: $1000 
Interest Rate: 48% 
Loan Duration: 6 Months
Monthly Payment: $191
Total of Payments: $1145
Total Interest Paid: $145

This is only an example. There are no guarantees you will receive a loan offer similar to this example. 
We have many lenders in our network. Which lender makes you an offer will determine the terms of the loan.

Where Can I Get a Local $1000 Payday Loan?

While payday loans are a great way to pay off a quick bill, they're becoming tougher to find in a physical location. They can be very hard to find if you live in a rural area.

That's because the government is currently hearing arguments over whether or not these loans are considered "predatory". Some watchdog groups even suggest they should be removed altogether. This means little to no new stores are being opened because owners are concerned about their investment.

As a result, not everyone has access to a physical loan establishment without a bank or credit union. And while it's great that the politicians want to protect consumers, that doesn't exactly help you.

Turning to online lending is a great way to get $1000 payday loans quickly. Now, there's no need to leave your house to get the money you deserve. Just log online, find a lender, and get approved in a matter of minutes. It really is that easy!

Tips to Save Money For Your Nest Egg

$1000 Payday Loans Can Get You Out Of A Bind...Quick

The last part of that first section may sound too good to be true for most. Can you really get up to $1000 in a matter of minutes?

The answer is a resounding yes!

Borrow anywhere from a few hundred dollars to a few thousand. No matter how much you need, payday loans can get you by until your next paycheck.

The convenience of a loan extends far beyond the cash you need. Taking out a loan means that you'll have the cash in your account in just a matter of time.

No more sleepless nights. No more fretting and worrying as you browse through those late notices. Now, you can take your finances into your own hands.

Give yourself the peace of mind that you so desperately deserve. Consider taking out a $1000 payday loan and make your financial issues a thing of the past. If you just need a $200 loan click here.

Your Work History and State of Residence Matters

Of course, the convenience of a $1000 payday advance is a bit of a double-edged sword. Since they're so easy to get, people often take advantage. Lenders are a business after all and require repayment.

To reduce the number of legal issues surrounding loans, The Consumer Financial Protection Bureau has enacted a new set of rules.

Part of this new set of rules involves a stricter, more thorough vetting process. While you'll get your loan quickly, your lender is required to conduct a background check.

During this process, the lender looks at a few different areas of a borrower's life. These include factors like monthly income, living expenses and recurring payments such as mortgages and car payments.

Your Credit Score Likely will Not Matter

When we talk to lenders, we tend to notice an overarching theme. People are worried about their past financial mistakes and poor credit.

We're here to tell you that it's alright. Everyone makes mistakes, and that shouldn't prevent them from living a full, happy life. Even if you don't have the best credit in the world, you may still be eligible to receive payday loans.

With that said, bad credit certainly doesn't help one's chances of obtaining a loan. But as the saying goes, you'll never know unless you ask.

So even if you don't have the best credit in the world, it never hurts to apply for a loan. The worst that can happen is a denial, then you're back to square one.

Payday Loans Online

Try to Avoid Multiple Payday Loans

As previously stated, life doesn't always care what we have planned. One loan may simply not be enough to get you through to the next pay cycle.

This brings us to a common question: can you take out multiple loans?

In short, yes, but it's a tricky process. There's nothing stopping you from taking out multiple loans. However, you'll want to check with your state's laws, as the number of loans one can take out vary from state to state. It is possible to get approved for 1500 dollar loan.

And not only do they vary, but they vary wildly.

Compare Virginia, to Washington, for instance. Virginia allows for one, as of a few years ago. Washington, on the other hand, for eight per month, up to $700 or 30 percent of one's monthly income.

Before contacting a payday lender, make sure you're familiar with your state's laws and procedures. Could You Use $1800 ASAP? What about a $250 loan?

Borrow $1000 with Direct Deposit using WireLend

If you're strapped for cash, it can feel like the whole world is against you, with one catastrophe after another. But payday loans are a great way to keep your household afloat.

Get in touch to see how you can qualify for a loan and learn which type of loan is best for you. We can't wait to hear from you and look forward to helping you!

What is a Personal Installment Loan?

A personal installment loan has several benefits compared to a payday advance:

  1. Longer Duration. You can borrow $100 - $1000 for up to 12 months so your monthly payment is much smaller.
  2. Borrow More Money. Most states allow you to borrow larger amounts with installment loans.
  3. Usually a Lower Interest Rate. Installment loans usually have a lower interest rate than payday loans.
  4. Know When Your Loan Will Be Paid Off. You will have loan terms that tell you exactly when you loan will be paid off.

Money Saving Ideas from WireLend

  • Eliminate Financial Temptation - For this one you really need to sit down and do some strategizing. Where do you impulse spend the most? Is it at the Starbucks on the way to work? Do you online shop after a drink or two in the wee hours of Saturday morning? Wherever the problem lies, get rid of it. Have a friend or partner hide your tablet at night. Take a slightly different way to work. Shop at a grocery store that's not near an H&M. By making small changes to your routine you'll be amazed how quickly those little expenditures at up.
  • Cheap Entertainment Can Be Great - Sick of spending $20 bucks per person to see a movie and get the large popcorn and soda known to man? Wait a few months to see the same movie for $4 bucks at the cheap seats. During the summertime is also the time when most cities host free concerts, fairs, and more. Check the local papers and magazines to see what's coming to town and double down on the cheap entertainment. If all else fail, wait for a nice day, pack a blanket and a picnic, and head to the local park to watch a sunset in the open air.

What Is the Interest Rate and Loan Terms on 1000 Personal Loans?

Because WireLend is not a lender we are not able to quote you interest rates, APR, or loan terms. We have a vast network of financial companies that are standing by to possibly make you an installment loan offer. So if you need a $1000 signature loan online, we are usually successful getting people an offer from one of our direct lenders. All loan terms and conditions will be clearly stated on any offer you receive. You can do your due diligence before accepting any credit agreement.

We would be happy to help you find a direct lender. Apply for your $1000 loan today. You should know in the next 5 minutes if you have been approved.

Updated: May 29, 2019