$1000 Personal Loan

Get a $1000 personal loan for people that need to put money in their bank account to avoid fees. You could be approved for a 1000 dollar personal loan and your credit score will not be a determining factor in your credit application. Our lenders do not pull a traditional credit report*, meaning from one of the big three credit bureaus.

Other factors go into the application and the short term loan. Factors such as how long you have been employed, how much money you make in a general month, and which state you live in can be a big determining factor. 

Receive a $1000 Personal Loan Offer

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Zero Collateral Required for These Personal Loans

What Can I Do With a $1000 Flex Loan?

When you receive a $1000 flex loan you can use the funds for anything you wish. As long as you budget in the new loan payments that you did not have before, you can use the money to payoff unexpected expenses, veterinarian bills, dentist visits, back to school shopping. The options really are endless. Since there is no collateral required for these small loans you are not risking your car or your home.

How Do I Apply and How Does The Personal Loan Process Work?

Just complete the short application. It is free and will not show up on your credit report. If we are able to match you with a direct lender you will immediately receive a flexible loan offer. You can review all the documents and details of the offer. If you agree to the terms then accept the loan and the money should be in your account according to the terms set fourth by the lender.

Convenient monthly payments that you pay the same time each month. Your loan gets paid down each time you make a payments. Our lenders offer many different loan amounts and time frames. Pick the loan that fits your financial situation. Be sure you can afford the loan.

How Does a Personal Installment Loan Work?

We have many lenders in our network and they all offer different interest rates and length of payments. Here is an example, this does not mean you will receive an offer that matches this table.

Amount Borrowed: $1000
Interest Rate: 36%
Duration: 12 Months

Payment Amount: $100/Month

Total Amount of Payments: $1206
Interest Paid: $206

Also See: $1000 Payday Loan 

What is a Personal Installment Loan?

A personal installment loan has several benefits compared to a payday advance:

  1. Longer Duration. You can borrow $1000 for up to 12 months so your monthly payment is much smaller.
  2. Borrow More Money. Most states allow you to borrow larger amounts with installment loans.
  3. Usually a Lower Interest Rate. Installment loans usually have a lower interest rate than payday loans.
  4. Know When Your Loan Will Be Paid Off. You will have loan terms that tell you exactly when you loan will be paid off.

Money Saving Ideas from WireLend

  • Eliminate Financial Temptation - For this one you really need to sit down and do some strategizing. Where do you impulse spend the most? Is it at the Starbucks on the way to work? Do you online shop after a drink or two in the wee hours of Saturday morning? Wherever the problem lies, get rid of it. Have a friend or partner hide your tablet at night. Take a slightly different way to work. Shop at a grocery store that's not near an H&M. By making small changes to your routine you'll be amazed how quickly those little expenditures at up.
  • Cheap Entertainment Can Be Great - Sick of spending $20 bucks per person to see a movie and get the large popcorn and soda known to man? Wait a few months to see the same movie for $4 bucks at the cheap seats. During the summertime is also the time when most cities host free concerts, fairs, and more. Check the local papers and magazines to see what's coming to town and double down on the cheap entertainment. If all else fail, wait for a nice day, pack a blanket and a picnic, and head to the local park to watch a sunset in the open air.

What Is the Interest Rate and Loan Terms on 1000 Personal Loans?

Because WireLend is not a lender we are not able to quote you interest rates, APR, or loan terms. We have a vast network of financial companies that are standing by to possibly make you an installment loan offer. So if you need to borrow $1000 online, we are usually successful getting people an offer from one of our direct lenders. All loan terms and conditions will be clearly stated on any offer you receive. You can do your due diligence before accepting any credit agreement.

We would be happy to help you find a direct lender. You should know in the next 5 minutes if you have been approved.

Updated February 14, 2019