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Installment Loan | No Hard Credit Check

Installment loan with no hard credit check. 6-9 monthly payments loan terms. Equal monthly payments with no faxing and funds can be direct deposited to your account. WireLend works with lenders all over the country to assist you in getting the monthly installment loan you need from the comfort of your own home and there are no hard credit checks.

Complete our short application and within minutes you could receive an installment loan offer from one of our lenders with monthly payment options. If you like the terms you can agree to the loan and the money may be sent directly to your bank account. Average terms are from 6-9 months to pay the loan off with equal monthly payments.

Small Installment Loans with 6-9 Monthly Payments

Many people choose small installment loans with monthly payments over payday because they have a set monthly payment schedule and do not auto renew. You have a set payment schedule that does not change as long as your make the monthly payments on schedule. No collateral required. If you have no credit, or poor credit check with us and apply to today to see if we can get your qualified.

Loans From $100 - $2500


 Monthly Payment Installment Loans

Our lenders do not offer "no credit check loans" and we would be suspicious of anybody that does. Our lenders do offer "no hard credit check loans". Read below for more info on credit checks. In most cases you are not required to fax documents to get a 6-9 month installment loan with no hard credit check. You can use an e-signature to complete the loan documents. Saving you time and money so you don't have to run around town faxing documents. Occasionally faxing may be required but rarely. Get cash direct deposited to your bank account by the next business day. Most lenders now use an ACH process and no longer wire money. 

What is a Hard Credit Check?

A hard credit check is generally pulled by a financial institution that is evaluating a credit decision. Most often this type of credit check will occur when applying for a mortgage or credit card. This type of check can lower your credit score for a period of time. Simply because if lots of institutions are running credit checks, means someone could be accumulating a lot of debt in a short amount of time. These inquiries will drop off your credit report in time. Something to be mindful of if you are applying for numerous credit cards or running other hard credit checks.

What is a Soft Credit Check?

Soft credit checks are typically ran by employers or even by yourself when checking your own credit score. These credit checks do not harm your credit score. Also you may see this report when applying to rent an apartment or signing up for a new phone. A soft credit check installment loan can offer you fast loan options that may otherwise be impossible going through a traditional bank or credit union. 


Beware of "No Credit Check Installment Lenders"

Be care when searching the internet for "No Credit Check Installment Loans". Any reputable business offering money via the internet is going to do their homework before dispersing money to a borrower. Anyone offering a no credit check loan of any kind is likely leading you astray. Many lenders do not run a "hard credit check" which is fine and legit. This just means it does not affect your credit score and is not with the big 3 credit bureaus. Use your head when searching the internet for online lenders. It is easy to avoid trouble if you pay attention to the red flags.

How Do I Benefit From a Monthly Installment Loan?

A monthly installment loan provides one of the best ways for someone to budget their money and their loan payments. A small installment loan offers set payments on set dates each month. Our lenders generally offer terms from 6 to 9 months. Loans for bad credit with monthly payments. Each payment consists of principal and interest. The interest portion is largest at the beginning of the loan and steadily goes down and payments are made and the principal decreases.

Unlike a title loan where you have to use the title to your vehicle as collateral, the installment loans with our lenders do not require collateral, they are unsecured. You know exactly what your payment will be each month and exactly when your loan will be paid off if you stick to the loan terms and schedule. A no hard credit check installment loan can help cover your short term loan needs.

So How Does the Online Installment Loan Process Work?

Complete the application by clicking the "Apply Now" button above. Once you complete the application you will receive either a loan agreement from one of our lenders or you will receive a page stating we were unable to match you with a lender at this time. The application is free, you will not be charged. If you receive a small installment loan offer from a lender then you have the option to review it and can decide if it is right for you.

You can then choose to accept of decline the offer. If you decline the offer then your application is done and no further action is required. If you choose to accept the loan then all terms and agreements are between you and that lender. All questions should be directed to them at this point. In most cases you will have 6-9 months to pay the loan back. If you find yourself in an emergency and need a short term loan or just need to make a quick purchase, WireLend helps people cover their needs everyday.

How and When Do I Get the Money?

Funds are sent direct to your bank account. So in order to qualify you will need an open and active checking account. This is the reason banking information is a required field on the application. Because the money is sent from our lenders account to your, the money can only be sent on normal banking days. So if you are approved on a holiday or a weekend you will not see the money in your account until the next banking day.

Many online lenders will drag you along and require more information or documentation at each step along the way. That is not fair to you and that is why we setup one simple application. After you complete it you either receive an Installment loan offer or you don't. It's easy and doesn't drag you along with you thinking you will get a loan if you can jump through all the hoops. 

Installment loans with equal monthly payments can really help people budget their financial needs and obligations. Each payment consists of principal and interest. Allowing you to reduce the balance on the loan every month, each time you make a payment. Even if you have bad credit or no credit there are still options for you.

Disclosure: WireLend is not a lender. All terms on a loan are between you and the lender that makes you a loan offer. WireLend makes no guarantees you will be approved for a loan. Must be 18 to apply. Please use credit responsibly.