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Iowa Payday Loan Online

Payday loans online in Iowa. If you are in need of a short term loan and live in IA we may be able to help get you approved in just minutes and get money sent to your bank account. Complete our easy application and within minutes you may receive a payday loan offer from one of our lenders. Get money back in your bank account.

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More About Iowa Payday Loans

Are you an Iowa resident suffering from a bad credit score? If you are, you’re going to have some trouble securing a loan for yourself. However, just because you have bad credit doesn’t mean you have to suffer. There’s a solution just for people like you. They’re called payday loans or bad credit loans.

That term might sound confusing but trust us when we say this is an actual, legitimate form of financial support. Let’s get a better look.

An Introduction to Payday Loans

An Iowa payday loan is basically a type of personal loan that’s aimed at borrowers with poor credit. These types of loans are offered by many kinds of financial institutions, such as personal loan stores, online lenders, and credit unions etc.

Now, bad credit loans in Iowa tend to be expensive just like they're in every other state. This is mainly due to the fact that you'll be paying high-interest rates. Once again, this is linked to your bad credit. Borrowers with good credit don't suffer this problem.

If you’re wondering what bad credit is, it’s basically a bad credit score. According to FICO scores, anything below 630 is a bad credit score. You can check your score by downloading your credit report from any of the three major credit rating agencies in the US – Moody's, Standard & Poor's, and Fitch Ratings.

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Other than that, you can also download free reports from Experian.com and CreditKarma.com. Even your credit card statement and your online bank account should have the data.

So How Do I Get Approved?

Our process is very simple. Complete the short application by click on the link above and if we can match you with a lender you will almost immediately receive a loan offer. Read the loan offer and look at the interest rates, payment plan, and amount borrowed. If everything meets your standards then you can accept the offer.

WireLend is not a lender. All loan terms are between you and the direct lender.