Top Personal Finance Apps
Managing personal finance need not be a task anymore. There was a time when you had to write down or enter each and every expenditure on a book or an excel sheet, which was a time-consuming process. Nowadays, with the help of personal finance apps, you can not only manage your personal finance easily, and accurately, but also stay within your budget each month as well. A personal finance app can also help you to remember pay your bills on time, hence, no more late payment charges. Following are some of the top personal finance apps.
Mint: Personal Finance & Money
Mint is a free personal finance app from Intuit. It is available for both iOS and Android platform. The app lets you see and track all your personal finance accounts, savings/checking account, credit card information, and 401K in one place. It can categorize your banking transactions and credit card transactions automatically. Mint is a highly secure app, so you do not have to worry about any security issues. The app uses targeted advertising, it can recommend financial services and banks that are ideal for your financial needs. Mint can also create a budget for you to save money. Another feature that Mint offers is a Credit Score tracker, it will not only show your credit score but also tell you how to improve it.
The app is free and very similar to Mint. However, it is available only for iOS. You can access it via the Web as well. Apart from helping you manage your personal finance, it offers a number of financial reading materials, online tools, and classes as well. Also, if you are willing to pay, you can avail the service of a dedicated financial planner.
This award-winning personal finance app is free, and it has over a million users. It will analyze your financial position automatically (with the data you provided, of course), and present you with a daily spending guide that will help you to stay within your budget. With AES encryption and 128-Bit SSL, the app gives you peace of mind in terms of security. If you have any loans with monthly payments, or short term installment loans, the app will remind you to pay the installments on time. With Level Money, you will be able to track your money effortlessly.
Venmo is a free app, it can be used to send money to other people, as well as receive money from them. It will also tell you how much you owe, and how much others owe you. The app can sync with Facebook/phone contacts. Data encryption used by the app protects your financial information. Venmo is an app from PayPal.
Qapital, Budget Boss, Pocket Expense, Personal Capital, and Prosper Daily are some of the other popular personal finance apps.