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Unsecured Personal Loan Online

Unsecured personal loan for people with poor credit*. No hard credit check required. Complete everything online and have the funds direct deposit to your account. We attempt to match you with a lender that will make you a loan offer for an installment loan.

People appreciate personal loans with installment payments because they know exactly how much their payment will be each month and exactly when their loan will be paid off. There are many lending options available to borrowers, please research all options before making credit decisions.

No Hard Credit Check

Unsecured personal loans means you do not have to put up collateral like your vehicle title or a deed to a property. Please use short term credit responsibly. The money may be deposited directly to your bank account. The payment may also be taken from the same account when it is due. Must be 18 or older. Terms are between you and the lender that may offer you the personal loan. 

Unsecured Personal Loans - Up to $2500 

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7 Benefits of Unsecured Personal Loans

57% of Americans, on average, have less than $1,000 to spend in their checking accounts.

What do they do when something goes wrong?

Like it or not, most of us need money. It pays for our essentials--food, bills, a roof over our head, a car to get to work.

And the problem is, if you don't have the luxury of being able to save from one month to the next, you're not going to be able to respond when life gets in the way.

So who do you turn to?

Well, increasing numbers of Americans are turning to unsecured personal loans to help themselves get out of a tough financial situation.

You don't have to put up with rainwater dripping down from the ceiling if you can get the roof fixed right away. With loans like these, you can be approved quickly and pay in easy and affordable installments.

But if you're still not convinced, let's look at the top seven benefits of unsecured installment loans and why you should seriously consider one if you're facing a big expense.

1. Likely to Be Approved (Even with a Poor Credit Score)

It's likely that if you don't have much money to spend, you might not have a great credit score, either.

Families with low-income earners are more likely to have a lower credit score than those with high-income earners, with an average score of 664 in 2017. Unfortunately, lower scores mean that when it comes to getting credit, you'll find more doors closed than open.

With unsecured personal loans, however, it's still possible to get the credit you need, like a $500 installment loan.

No collateral is needed, so you don't need to have an asset like a car or a house to get one, either.

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2. Loan Amounts That Suit You

Want to take out a loan, but you don't need a huge amount?

With unsecured installment loans as low as $200 and as high as $2,500 available to consumers, you don't need to borrow any more than you need. That means low repayment amounts, too.

This is great news if you only need a little boost to get you through to the next month or you've had a sudden expense that you can't afford.

With an unsecured personal loan, you can choose an amount that's most suitable for you.

3. Less Documentation, Less Fuss

If you've tried to get a loan through your bank, you've probably faced all sorts of delays and complications.

What if you don't want the hassle of handing over document after document to prove you can afford a loan? Well, with an unsecured personal loan, you don't have to worry about it.

As long as you're over 18, with a bank account to pay the funds in, and you're an American citizen, all you have to do is fill out an application form to find out if you're eligible.

No fuss, no problem.

4. Spend It How You Like

Look, we're not here to question how you spend your money. We're not going to ask you 20 questions or make you fill out an essay to explain what you need the cash for.

We know that life's hard sometimes, and that's okay. That's good enough. As long as you can meet the repayments, you won't have any problem.

Perhaps you're looking to buy a new car to get yourself to work. Or maybe you're looking to take your family away for a well deserved holiday with the in-laws. Well, whatever your needs are, they aren't going to be a problem.

So don't worry about preparing a long story to convince us, because you don't have to.

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5. Pay Over Short or Long Periods

Every person taking out a loan is different.

Some might need a loan that they can pay back sooner. Some might want smaller repayments, so they decide to pay back over a longer period.

Well, you can go for either. With unsecured installment loans, you're free to spread out your repayments over 6 or 9 months.

This means that whatever your requirements are, you can plan a loan repayment schedule around your own needs.

6. Boost Your Credit Score

If you don't have a great credit score, not only can you become eligible for unsecured installment loans, you can also use them to improve your own credit scoring.

Lenders like borrowers who can show they can pay back what they owe, on time and without complications. But if you've got a poor credit score, it's hard to do this because you can't get accepted for most forms of credit in the first place!

Building up a history of loan repayments over several months can help show lenders that you're not a risk to them. It also boosts your credit score in the process and makes it easier to get big forms of credit like mortgages in the future.

7. Fixed Repayments

If you decided to borrow on a credit card, you might have to pay all sorts of hidden fees and charges.

A fee to take the cash in the first place. Increased interest rates. A repayment schedule and amount that changes on the whim of the lender from one month to the next.

Well, with unsecured installment loans, you don't need to worry about any of this. You'll be given the terms upfront--there'll be no hidden fees, no surprises.

You'll know exactly what you need to pay back and when. And if you aren't happy before you sign the loan agreement, you can walk away.

Unsecured Personal Loans Offer Freedom and Options

So if you're looking to borrow some money, but you've been put off by traditional lending, or you just can't be accepted for other types of credit, an unsecured installment loan could be the solution for you.

With loans as low as $200 available to borrowers, they're ideal for those desperate times when you just need that little bit extra to get you through on a rainy day.

And the great thing is that it doesn't matter what you need the money for. Our lenders aren't going to ask you, and they're not going to ask for anything as collateral either.

If you want to find out more about taking out a loan, why don't you contact us today?

* Lenders in our network do not pull a traditional credit report from one of the 3 main credit reporting bureaus. They may use an industry specific report such as Teletrack. If you have defaulted on numerous short term loans we likely will not be able to match you with a lender. Funds can only transferred on business days. You do not have to have great credit. WireLend helps people find lenders so you do not have to keep filling out multiple applications on different websites. Laws regarding installment loans are different in every state. Your state of residency may limit your ability to receive an installment loan and the amount of your loan. 

WireLend is not a lender. Must be 18 to apply.

Here's how it works:

1) Complete the short application

2) If we can match you with a lender you will receive a loan offer within minutes

3) Review the loan offer and decide if you wish to accept or deny the loan offer

4) If you wish to accept the offer, Electronically sign the document

5) Funds should be in your account by the next business day

6) Payments will be withdrawn from your account based on the terms of your lender.

Unsecured Personal Loans Online - We work with over 50 lenders across the United States to try and get you approved for a secure installment loan. No hard credit check required. Complete the application and you will know in minutes if you have been approved. Once approved you will have the opportunity to review the loan offer and all loan documents before you accept or decline the loan offer.

There are many factors that determine how much you qualify for including your state of residence and monthly income. You can use an e-signature to complete all loan documents from your computer.

Unsecured Personal Loans Direct Deposit to Your Account