Answers to Your Most Asked Questions
How do I get a loan?
Just complete the application and you will know instantly if you have been approved for a loan. If you do not receive a loan offer immediately then we were unable to match you with a lender at this time.
What happens to my information?
The application is operated by Roundsky.com. Information that is submitted via the application will be subject to the Terms and Conditions provided by Roundsky.com. WireLend.com does not view, or retain any of the information you submit on the application. No lenders view your personal information unless they have been screened by Roundsky.com and qualify to be part of their lending network. If you receive any unwanted emails you can simply unsubscribe from the email list.
What if I have bad credit?
Our lenders do not run hard credit checks. This means with the three main credit bureaus, Equifax, Experian and TransUnion. Submitting an application will not show up on your credit report. Our lenders may run an personal loan industry query to see if you have other personal loans out. So having bad credit does not ruin your chances at a loan, but it does not guarantee you will be offered a loan either.
Why can't I submit the application?
Some devices do not work correctly with the application software. If you are having difficulty we recommend you try applying using a different device. Laptops and desktops work best.
Where you live will be a large determining factor whether you receive a loan offer or not. States where we may not be able to help you find an online loan include Arizona, Connecticut, Maryland, Massachusetts, North Carolina, Pennsylvania, Vermont, West Virginia, the District of Columbia, New York, New Jersey, Oregon, New Hampshire, Montana, Georgia, Arkansas, Idaho.
How do I know if I will qualify?
There is no way to tell you if you will qualify until you complete the full application. The information on your application will determine if a lender will offer you a loan.
Will I be able to decline the loan offer?
Yes, if we are able to match you with a lender you will receive a loan offer. At that time you have the option to accept or decline their loan offer. If you accept the loan offer and receive the money then all further payments and communication regarding the loan may be between you and the lender that offered you the loan.
How Much Can I Qualify For?
The answer to this question depends on how much money you make monthly and the rules and regulation in your state. So there really is not a way to tell how much you can qualify for until you complete an application.
Why was I redirected to another website?
If we are not able to match you with a lender then the application will send you to a different website offering products you may or may not be interested in. You can simply exit out of this page if you do not find it useful.
I am not able to e-sign the lender agreement.
All software for signing documents is handled by the lender that has offered you the loan. You will need to make arrangements with this lender if for some reason you are unable to electronically sign the paperwork.
Does it cost money to apply?
No, the application is free of charge. No purchase is required.