$100 Loan Online | Direct Deposit

$100 loan online direct deposit to your bank account fast. You will receive an offer from one of our direct lenders if you have been approved. If you need to borrow $100 look no further. You will be able to review documents before you agree to the credit terms. Please read everything carefully and make sure the short term lender is right for you.

Borrow $100 ASAP

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How do I get the 100 dollars I need quick?

Complete everything online form the comfort of your home. Funds usually delivered to your account by the next business day. See if you qualify for our $100 personal loan for individuals with bad credit.

Our direct lenders offer online signature loans to help people with short term money needs. No collateral required. These loans are paid back in equal monthly payments over the coming months. Exact terms are between you and the lender. Complete the above application and you could receive cash by the next business day.

Can I Borrow $100 with Direct Deposit?

Yes you can borrow $100 for a short period of time. A $100 loan is not going to cover a lot of financial obligations or expenses. However, if you are $100 or less short on covering your monthly expenses it can be a very frustrating situation. We have lenders that will finance even loans of $50. The good news is they are pretty easy to qualify for as long as you have a job and the loan payment will be very small compared to if you borrowed a few thousand dollars. 

How Does The 100 Dollar Personal Loan Work?

If you complete the short application we will attempt to match you with a direct lender. We have over 50 lenders standing by to try to get your approved. Most lenders approve amounts larger than 100 dollars but some of them still offer very small loans in the $150 - $200 range. If you find yourself in a spot where even a hundred bucks could make your life run a little smoother, then give us a chance to get you approved. You will have a chance to review all legal documents before you commit to the agreement.

Should I get a $100 payday loan instead of an installment loan?

For short term loans of 100 dollars it really should not matter which financial instrument you choose. Either way you will probably end up with 1-3 monthly payments to pay off the full balance plus interest.

Find a $100 Loan from a Direct Lender

Financing by direct lenders in our network are unsecured installment financial products, so each of your payments consists of principal and interest. You make the payments over the following months until paid off. All financial terms are between you and the lender. Please use short term financing responsibly and do not agree to any terms you are not 100% comfortable with. You could qualify for larger amounts, simply choose that selection on the application.

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What are the loan terms and is it expensive?

All lending companies are required to disclose interest rates, loan amounts, annual percentage rate, origination fees (if charged), and documentation fees (if charged), according to the Federal Government. You credit report will not be affected by the application because there is no hard credit check.

What Can I Do With the Money I Borrow?

That's the beauty of a $100 loan. You can do anything you want with it. Fill up your grocery basket at the store, maybe your gas tank at the station, cover your phone bill that was due last week. Really anything you can think of. Just be sure you pay attention to your payments and are able to make the monthly payments when they are due. A $100 installment debt should be handled with the same respect as as your car payment or other larger financial obligations. Life can be tricky and sometimes lacks the sense of humor that we would all appreciate. So if you are in a pinch and need some quick money in your bank account, apply with WireLend today and we will do our best to match you with a lender for a small quick cash infusion.

Example of a $100 Loan

Amount Financed: $100
Duration: 3 Months
Interest Rate: 49%
Monthly Payment: $36
Total Interest Paid: $8
Total Amount Paid: $108
*This is only an example of a short term note. No guarantees you will receive a similar offer.

Where Else Could I Borrow $100 Fast?

There are many ways you could come up with $100 if you really needed it. Some ways are faster than others. Here's a list of a few options.

  • Pawn Something You Own - There's a reason pawn stores have been around for a thousand years. They are a quick and easy solution to putting money in your pocket quick. Bring something in worth over a hundred dollars and you will likely leave with the money. Sell it or get it a loan against it, your choice.
  • Temp Employment Agency - Visit a temp employment agency. They usually have work that you can do that day or that week. Most jobs you do not need specialized skills. You could have $100 in a day or two.
  • Sell Plasma - You can sell your plasma if you have clean blood and likely make at least a hundred bucks. There is a need for plasma and in most cities there is a clinic you can stop in to donate.
  • Wash Some Cars - Offer to detail a few of your friends or families cars. This service costs a lot at a specialty shop. It takes a bit of time and energy but washing cars is a service that everyone needs and appreciates.
  • Walk the Neighborhood Dogs - Put together a group of local dogs that you walk every couple days. Pretty soon you will have more work than you thought possible and will be making hundreds of dollars a week.

Just a few ideas to help you close the gap between you and the 100 bucks you're looking for. One other option is to borrow the $100 now and work it off over the next couple weeks. 

Is This a One Hundred Dollar Payday Loan?

Our direct lenders do not use payday loans. If you borrow $100 from a lender in our network you will receive an installment loan. This gives you a couple months to repay the funds borrowed instead of being required to return all the money with your next paycheck. 

Is This An Instant Loan? How Legit is Your Company?

We have been helping people get approved since 2007. Yes we are a very legitimate operation. We have had over a million clients use our network. You can be approved instantly and have a no obligation credit offer in minutes. Money is usually deposited to your bank account on the next business day.

Not all lenders in our network offer loans as small as 100 dollars. There are no guarantees you get financed.

Updated: 1/11/2019