Educational Articles On All Things Financial

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Types of Personal Loans. How Many Are There?

Types of Personal Loans. How Many Are There?
Which Type of Personal Loan is Best for You?. Yes, approximately 63% of Americans are one paycheck away from financial ruin! If you're reading this, that information may come as no surprise to you. As job security supposedly rises, the rate of Americans able to squeeze pennies into a savings account continues to dwindle. Sometimes, we need other alternatives in tough situations...
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Is Your Credit Off the Rails? Tricks to Repair Your Credit

Is Your Credit Off the Rails? Tricks to Repair Your Credit
Need to Fix Your Credit? Top Tricks to Repair Your Credit. Nearly one-third of Americans (33 percent) have a low credit score. So, if you are unhappy with your current credit score, you aren't alone. But knowing that your problem is common doesn't help you fix it. And the longer you leave it, the worse the problem will get. How can you get a credit fix and raise your score, fast? In this article, we'll explain how you can get a fast credit fix and get your score back up...
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Debt Consolidation With Poor Credit: How it Works

Debt Consolidation With Poor Credit: How it Works
The 411 on Debt Consolidation for Poor Credit. Tackling mounting debts on a low income is a nightmare for a lot of people. If you think you're out of options, don't dismay. A debt consolidation for poor credit may be exactly what you need. A debt consolidation loan allows you to pay off multiple debts in exchange for a single, larger loan. There are both pros and cons to taking this step, especially for those with poor credit. Before jumping into the details of debt consolidation, let's look at how most...
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Tips for Taking Out Your First Loan

Tips for Taking Out Your First Loan
10 Essential Tips for Taking Out Your First Loan for School. Did you know the average annual tuition to attend college in the U.S. is $34,740 for a private school, and $9,970 for a public school? Add in room and board, books, and transportation and that's a whole bunch of cash! A majority of college students graduate with at least some debt, and the average debt in 2017 was nearly $38,000. Almost all students who apply...
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Loans For Unemployed Workers: What You Need to Know

Loans For Unemployed Workers: What You Need to Know
Loans for Unemployed Workers: What You Need to Know. We get a lot of questions about loans for unemployed workers so we wanted to write and article to shed some light on the subject. Losing your job or getting laid off is often a life-changing experience, and not in a good way. Rather than saving money and enjoying vacations, you may find yourself struggling to pay your rent. Even if you have money saved up, it can be...
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Credit Cards For Unemployed People

Credit Cards For Unemployed People
Need Money Now? Check Out These Credit Cards for Unemployed People. Credit cards are one of the quickest and simplest ways to strengthen your credit score. Not only that, they're great for buying emergency items when you're in a financial pinch. But what happens when you don't have a job to enter on the application? Being unemployed isn't an automatic disqualification for a credit card. In fact, according to the Credit Card Act of 2009, you are allowed to list any income that's going into your household as long as you...
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Learn About Credit Card Cash Advance

Learn About Credit Card Cash Advance
What is a Credit Card Cash Advance and How Does It Impact Your Credit Card Debt?. Find the credit card agreement that came with your new credit card. It's a small document that's likely been folded up and features a whole lot of numbers and fine print. Take a close look at it. You'll see that you have two credit limits and two APR's: one for credit card purchases and one for a cash advance. Banks offer credit card holders the option of forgoing the swipe and using cash instead...
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Loan Options with a 400 Credit Score

Loan Options with a 400 Credit Score
Loan Options With A 400 Credit Score. Loan options with a 400 credit score are likely to be limited but that does not mean they do not exist. We'd like to shed some light on the options and how you can go about getting financed even with a 400 credit score. Your credit score is one of the most important factors when it comes to loan approvals. For most of us, we all end up applying for loans at least once in our life, whether it’s personal loans, student loans, mortgages, business loans, auto...
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Top Paying Trade Jobs and Careers

Top Paying Trade Jobs and Careers
Top Paying Trade Jobs and Careers That Do Not Require College. Learn all about the top paying trade jobs and which might be a perfect career for you. Some of the most satisfying and high-paying jobs available today are trade jobs that do not require college. This shouldn’t come as a surprise as we get hands-on experience with trade work every day. So, investing your money in a trade school can be an extremely smart move for your career. Moreover, with rising college fees, it may not be practical or affordable for many people...
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Should I Refinance My House? What You Should Consider

Should I Refinance My House? What You Should Consider
Should I Refinance My House? What You Should Consider?. It is always advisable to have a clear understanding of your financial health and long term objectives to avoid getting burdened with excessive debt that is difficult to repay. When you take out a home loan, you are basically making a long term commitment with the lender that primarily entails making your payments on time. Depending upon their financial situation and requirements, many people decide to refinance their mortgage. Let’s have a look at the ways in which refinancing your...
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