$400 Loan with Direct Deposit | Borrow 400 Installment Loans

When money is tight, a $400 installment loan online might just help. Direct deposit options available. You will receive fast notification if you have been approved. Even people with poor credit can get approved.

Use our easy application and you may receive an installment loan offer from a direct lender if you are approved. Our $400 unsecured loans are a good way to get cash fast. There is never a good time to need money. If you could use a small loan to cover some bills we may be able to help you out.

$400 Loan By Next Business Day

A small loan may not cover a lot of bills or even a big bill but if you are up against a deadline and have a few smaller bills, a quick four hundred dollars may be a gift from above. If your plumbing got backed up then you should be able to get a plumber to your house and get the issue fixed for $400 or less. 

Maybe your kid had an accident and needs stitches right away. You could make the doctors appointment and then get money sent direct to your account before you receive the doctors bill.

Or possibly your refrigerator quit in the middle of the night and now your food is about to spoil. A refrigerator is something we all kind of take for granted until it stops working. Then you realize how much you use it and rely on that appliance.

What is the Difference from a $400 Payday Loan?

$400 payday loans are usually setup so you have to pay them off on your next payday. Some of them can be renewed or refinanced for an extended period of time for additional interest.

An installment loan allows you multiple months to repay the loan and your payment schedule is set so you never need to wonder if your payment is going to change or if you will have a new due date. You know exactly when your payments are due, when the loan will be paid off and how much it is going to cost.

Related: $1800 Loans with Monthly Payments

Tell Me More About $400 Personal Loans

Unlike home loans, student loans, and auto loans that have fixed purposes, a personal loan can be used in any way that the borrower needs.

Personal loans can be obtained from a bank, credit agency, or private lender. Online private lenders have started gaining popularity in recent years.

Personal loans are usually short-term loans with payback periods ranging from two months to 12 months. Loan amounts can be as little as $50 going all the way to over $2000. 

Related: 24/7 Loan

It is more common for a personal loan to be unsecured. However, as the risks to the lender are higher, interests rate are also correspondingly higher.

If your credit score is too low you will most likely not be approved for a personal loan or will need to pay a higher interest rate.

$400 Loan with Direct Deposit

Get a $400 loan with direct deposit to your account. Interest rates, duration of the loan, etc. when choosing a personal loan are between you and the lender that offer you financing.

Related: $100 Payday Loan

Whatever loan option you find be sure to do your due diligence and look at other options as well. Just because you get approved for a loan does not mean it is your best option. Good luck and good financial health.

Real Life Example

Hey folks, I am Anita.

Trust me; you can need money at any point in time. That’s what I have learned from my life’s experiences. Sometimes situations occur when you don’t have money. Also, not necessarily, you always need a substantial amount only, sometimes it’s just a few hundred dollars that you may need. Like once I was at work, and suddenly I got a call from my friend Julia. She asked for some $400, you may think that it’s not a huge amount, but it was that day. After paying all my expenses, I was left with just $500, and that was for my personal use. But she was in dire need, I couldn’t handle my emotions, and I immediately transferred her the money. I knew it is going to take a toll on my pocket, but that time I thought of my friend only.

The most harrowing was the order that I placed a few days back, and I forgot that it would be delivered in two days, and I have to pay on delivery. Only after transferring the money to my friend, I realized it. But my situation was such that I couldn’t do anything. I immediately realized that I was in the middle of the crisis. But I believe in God, and then I came across this small loan online. Without giving it a second thought, I applied for it. I applied for $225 because that was the amount for the product that I ordered online. I knew my friend would return my money in a few days. But this order was essential, so I had to arrange cash for it. It was my mom’s birthday gift, after all. Since then, I feel these loans are a fantastic source of hard cash in case of urgent financial needs. Besides, they are entirely safe and secure to procure.

Four Hundred Dollar Installment Loans

Disclaimer: You must be 18 and resident of the United States to apply. WireLend is not a lender and makes no guarantees you will be approved for a loan or for a certain dollar amount. All contracts are between you and the lender that funds your loan.

400 Dollar Installment Example

Installment loan example for a $400 loan with a 20% interest rate over 4 years.

What is the cost of a $400 installment loan?

In this example, 20% interest and 4 years of payments, the total interest will be $184.31.

How much are the payments on a $400 installment loan?

In this example, 4 years of payments, $400 principal amount, 20% interest rate, the payment will be $12.17 per month.

How much will I pay in total?

Total interest plus principal amount paid will be $584.11, if you follow this installment loan schedule.

Installment Loan Principal: $400 Dollars

Interest Rate: 20%

Loan Duration: 4 Years Paid Monthly

Total # of Payments: 48

Learn more about $400 installment loans

What exactly is a 400 dollar installment loan?

Online $400 installment loans are short-term, small loans that you can apply for online. You make monthly installment payments that include principal and interest until the loan is paid in full.

How does a $400 installment loan work?

Complete the free and short application for a 400 dollar installment loan. If we can match you with a lender you will receive a loan offer. If you receive an offer it will outline all payments, interest rates and timeframes.

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Advertising Disclaimer: WireLend is not a lender and does not make any lending decisions. Any examples of loans or loan schedules are purely for information purposes and in no way are a solicitation for that particular loan amount, payment amount, or interest rate. Direct lenders in our network make all lending decisions. Some loan offers will have higher interest rates and some will have lower interest rates. WireLend may receive compensation when you complete an application.