$150 Loan | Direct Lenders
Get a $150 loan from a direct lender by using WireLend. We match people just like you with direct loan companies that can direct deposit money straight to your bank account. Getting a small loan can be tough if you do not know where to look. Our network of direct lenders can make your search easy. You could receive a loan offer immediately after submitting the application.
Can I Borrow a Small Amount Like $150?
Yes you can get a loan for $150. Many people all over America you small loans frequently to even out their income and expenses. Small loans are an essential tool for those who need them. If a little loan would help your finances then apply with us today.
How Do I Get a Small Loan Fast?
Just complete the 3 minute application and we will attempt to match you with one of our direct lenders. If we are successful you quickly receive a loan offer for $150 or a different amount you choose. You can analyze any loan offers and decide if you want to accept or decline the short term credit. If you accept, the money is usually sent direct to your bank account on the morning of the next business day.
$150 Payday Loans
Some lenders offer $150 payday loans while other might offer a $150 installment loan. The difference is that a payday loan is due on your next payday. An installment loan usually allows for several months to complete the payments.
Personal Loans for $150
Many people prefer the personal loan option, also known as an installment loan. This give you more flexibility in your budget and you can break the payments up over the coming months. Our direct lenders usually offer installment loans.
How do I Qualify for a $150 Loan?
In order to qualify for a $150 loan you will need a steady form of income. This usually means full time employment, but it could also me Social Security or a retirement income. You will also need an open and active checking account. Have your photo ID with you when you start the application to speed things up.
Short Term Credit Is Expensive
Remember that short term credit is expensive. Many people still choose short term loans because they are a convenient way to get money quickly. Just like some people buy soda at the local convenience store instead of the supermarket, knowing it is more expensive. Use short term financing responsibly and only after you have analyzed all options.
Why Would Someone Borrow 150 Dollars?
Imagine that you have 4 more days until you receive you next income check. You just paid your power bill, your phone bill, and rent. So your bank account has already taken a beating. All of a sudden you hit a pothole on the way to work and your tire blows out. You can't repair it so you have to purchase a brand new tire, it costs about $150 bucks. You have the $150 in your account but this will put your bank account balance at around $10 for the next few days. You've already committed to meet some friends at the deli tomorrow so you are going to need a little spending money. A quick application with WireLend and you get a loan offer. The money is sent direct deposit to your account and now you have a little cushion until your paycheck shows up.
Many people use small loans to cover keep enough money in their bank account to avoid expensive overdraft fees. At about $35 each, overdraft fees can add up in a hurry if you are not paying attention. If you manage short term cash intelligently it can be a useful tool just like many other financial instruments. Consider overdraft loans to help avoid the bank fees.