Like WireLend on Facebook Google Plus Pinterest Tumblr

$1000 Installment Loan Online | Bad Credit | Quick

$1000 installment loan online quick. Bad credit not game over, equal monthly payments. Unsecured so there will be no collateral required. No faxing and bad credit OK. Complete our easy application and within minutes you could receive a $1000 installment loan offer from one of our lenders. If you like the terms you can agree to the loan and the money may be sent directly to your bank account. A bad credit installment loan is designed to help people budget their short term money needs. One $1000 loan direct to your account or possibly even more.

$1000 Loans Online


Just because you have bad credit or no credit does not stop you from getting a $1000 loan online. Everyone hits a snag now and then in their financial life. Sometimes it is not even your fault, such as a health issue or car wreck. Having bad credit does not guarantee you will or will not receive a loan offer.

Lenders used to wire money direct to your account. Now they use an ACH service to send the money, generally on the next business day. The application only takes a couple minutes and you can get the money you need to cover your short term cash needs.

Tips to Improve Your Finances and Credit:

Open a New Credit Card:
By opening a small balance credit card and making payments on it you can begin to improve your poor credit. The credit card company will report to the credit bureaus and your credit score will begin to improve. But remember, you must keep it paid up and current. Having another bad credit ding on your report will not help you, and actually will hurt. Open a new card that is under $1000 dollar limit.

Buy Furniture on Credit:
If you have poor credit or no credit and want to start building it, then one option is to buy furniture on credit. Generally, you do not need a good credit score to buy smaller furniture items under $1000 dollars. Most of these companies will report your payments to the credit bureaus and it will show positively on your credit report. Remember to make your payments every month.

Review Your Credit Report:
It is very likely there are things on your credit report that you are not aware of. Maybe an old power bill from an apartment you lived in 8 years ago or a gas bill from a place you rented in college. By reviewing your credit report you can know exactly what is affecting your credit score and work to have them removed. Lots of times these balances are small in the hundreds of dollars or under one thousand dollars. Use your credit report as a road map to improve your poor credit score.

$1000 Payday Loans Online | Direct to Your Account


If the gap between today and payday looks to be insurmountable, a $1000 loan could be the answer.

Between 10 and 12 million Americans use short term signature loans each year. Used wisely, they can still be a relatively cheap way of borrowing money. They'll also save you the stress of stretching pennies in that last week before you get paid.

So if you need cash fast, read on. Here's how to get hold of $1,000 installment loans, and all you need to know about managing the loan well.

An Answer to Bad Credit History?

We all make mistakes. But when you make mistakes with your finances - or even when you endure hard times that aren't your fault - your credit report can end up covered in black marks.

Your credit report keeps a record of the money you've borrowed in the past. It also shows lenders if you've ever failed to pay back cash you've borrowed.

Having a good credit report is key to securing large loans like a mortgage. But it's generally trusted that you're able to pay back $1,000 loans. Although it's not an insignificant amount of money, when compared to larger personal loans and mortgages.

We help lots of different people find loans, and it doesn't always matter if they have a checkered credit history.

Our lenders don't run checks at the major credit bureaus when you apply for a loan. But instead, they will do a 'soft check' based on data across the personal loan industry. This won't show up on your credit report, but it's how they decide whether or not to lend you money.

Refinancing Debts

If you've borrowed money elsewhere, for example on a credit card, and you're struggling to pay it off, a small loan might be the answer.

Let's say, for example, that you owe $1,000 dollars on a credit card and you're paying 25% interest each year.

It could make an awful lot of sense to borrow $1,000 from a lender and use that to pay off your credit card debt.

So long as the new lender's rate is lower than 25%, you'll be saving money in the long run. Just make sure you can keep up with the new lender's repayment plan before you start going down this road.

$1000 Loans Are Fast

These $1000 loans aren't like bank loans in that there aren't hundreds of hoops to jump through before you get the cash. They'll be in your pocket very quickly - most wire loans will arrive on the next business day after you apply.

So if you need groceries at very short notice, don't worry. It's very likely that your loan will be available before you go hungry.

This makes them ideal for when you're approaching a 'crunch' situation with your own cash. There's no upfront cost to apply for a loan, so it's a no-risk application.


No Collateral Required

This type of loan is not like a pawn shop loan. Our lenders are not going to ask for collateral against the cash.

You get the cash, and agree to pay back a certain amount each month (plus interest) until the debt is cleared. It's a very simple agreement, and you're not putting anything you already own at risk.

What Should I Buy With $1000 Loans?

If you're tempted to splash the cash on a big party or a holiday, that is ultimately your own decision to make.

But this type of loan shouldn't be treated as a frivolity. At the end of the day, it's still a $1000 loan that you'll have to pay back eventually.

It's really designed for paying for necessities - like food and rent - when you're in a difficult situation. Or you might need $1,000 to repair your truck which you use for work.

You might even take out $1000 loans to cover the cost of quick repairs to a major problem with your home. This might be while you wait for a bank loan to be approved to fix the root of the problem - because this will take much longer to come through.

But the beauty of these loans is that once the money is in your pocket, it's your choice. But in all honesty, you're almost definitely better off saving for that new phone than putting a loan towards it.

Make Sure to Pay Them Back On Time

You can pay your loan back in as little as 6 months.

But do make sure to make payments when they're due. If you don't pay on time, there will be consequences which your lender can enforce.

If you're really struggling, it's best to manage the situation by talking to your lender and seeing if you can come to another agreement.

It might cost you more - for example, paying back over a longer period of time, at a higher rate of interest. But if you can arrange an alternative, that's better than being enforced against by the lender - which could involve court action.

If you can overpay, and your lender will let you do this, you can pay the loan off much faster. This means that less interest accrues on the amount you originally borrowed. So the online loan costs you less in total.

How Can I Take Out $1000 Installment Loans?

Taking out a $1000 loan couldn't be easier.

Start by completing our very short form and we'll let you know in seconds if your loan has been approved. Remember, we can't guarantee that our lenders will approve your application.

But most lenders will work hard to see what they can do to approve you.

If your application is approved, the lender will send you the funds as soon as it can. It will often be able to deposit the money directly into your bank account by the end of the next business day.

Then the money is yours - but do make sure you keep up with your payment plan.

Disclaimer: Money can only be transferred on business days. If you apply during the weekend or a holiday you will not receive funding until the next business day. WireLend is not a lender. Must be 18 to apply. No guarantees are made you will receive a loan offer for $1000.